Adjustable vs. Fixed-Rate Payment Calculator
Deciding which mortgage is best for you? Compare the monthly payments of a fixed-rate mortgage and an ARM.
View today’s mortgage rates
| Term | Rates As Low As | APR1 | Monthly Payment1 |
|---|---|---|---|
| 3/3 ARM | 2.990% | 5.100% | $421.06 |
| 5/3 ARM | 3.250% | 4.844% | $435.21 |
| 7/3 ARM | 3.500% | 4.683% | $449.04 |
| 8-year fixed / Rapid Refi | 3.490% | 3.558% | $1,195.35 |
| 10-year fixed / Rapid Refi | 3.740% | 3.795% | $1,000.14 |
| 12-year fixed / Rapid Refi | 3.990% | 4.037% | $875.04 |
| 30-year fixed | 5.125% | 5.188% | $544.49 |
| 20-year fixed | 4.875% | 4.960% | $653.07 |
| 15-year fixed | 4.375% | 4.444% | $758.62 |
| Accurate as of 12/22/2024 | |||