Auto Refinancing
Get a lower payment and a chance to win.
Refi an auto loan with Connexus for a chance to win $1,000.*
Questions? We can help.
Competitive rates
Today’s Auto Loan rates
Your car. For less.
Love your car, but not what it costs you? We can help!
When you bring your auto loan to Connexus from your current lender, we don’t just lower your interest rate and monthly payment. We also treat you to 90 days of no monthly car payments upon request3.
Check out the video to learn more about our quick and easy refinancing process or click below to get started today.
Auto Refinances earn a chance at $1,000!*
Ready to refi your auto loan to a lower rate? Choose Connexus for a chance to win $1,000! Refinance by September 30 for automatic entry in the $1K Giveaway.
Auto refinance perks
When you bring your auto loan to Connexus from another lender, you’ll walk away with much more than a lower monthly payment. In fact, we pull out all the stops to give you an experience so stellar, you’ll become a member for life. To that end, here are just a few of the exclusive perks you can take advantage of:
Up to 90 days no payments3
Nothing better than that new car smell … except for three months of no payments. Request it and it’s yours.
Refinancing as easy as 1, 2, 3, 4
We take refinancing back to basics. In just four simple, stress-free steps, we’ll help you lower your rate and payment.
Less nickel-and-diming, more savings
At Connexus, fees just aren’t our style. That means no annual fees, prepayment penalties, or funds due at closing.
Amped-up security for peace of mind
Safety first! Protect your vehicle and financial well-being with Debt Protection, GAP Protection, and our Warranty Program.
Lowest available rates
(Cars, Trucks, SUVs, Motorcycles)
| Model Year | Term | APR1 As Low As | Monthly Payment |
|---|---|---|---|
| 2022 or newer | 24 months | 5.99% | $44.32 |
| 36 months | 6.69% | $30.74 | |
| 48 months | 6.94% | $23.92 | |
| 60 months | 7.14% | $19.87 | |
| 72 months | 7.44% | $17.26 | |
| 84 months | 8.24% | $15.71 | |
| 2021 and older2 | 24 months | 6.74% | $44.65 |
| 36 months | 6.99% | $30.87 | |
| 48 months | 7.24% | $24.06 | |
| 60 months | 7.49% | $20.03 | |
| 72 months | 7.74% | $17.41 | |
| 84 months | 8.49% | $15.83 | |
| Accurate as of 04/27/2025 | |||
Calculators
- Does it pay to refinance? Use our calculator to see what you may save by refinancing your car loan.
- What’s my debt-to-income ratio? DTI is a factor when you apply for a new loan. Learn yours now.
The refinancing process
Apply for refinancing in minutes by entering current loan and payment details
Receive decision on your refinance in 1-4 business days4
After approval, enjoy 90 days of no monthly car payments upon request3
Save money with your new interest rate and lower monthly payments
Learn more about refinancing
3 Mythss of Refinancing Your Car Loan
If you’re thinking about refinancing your car loan, but you’re unsure, we might be able to clear up some of the common myths.
5 Signs it’s Time to Refinance Your Auto Loan
Life changes, and so do financial situations. Here’s how to know when those changes mean it’s time to refinance your auto loan.