
Mortgage Refinancing
Save money on your Mortgage Refinance.
Get up to $700 off closing costs with promo code SAVEONCLOSING.4
Questions? We can help.
ARMs feature a fixed, introductory rate which is subject to adjustment after a set period.
We offer 3/3, 5/3, and 7/3 ARMs. The first number indicates the number of years in which the introductory rate will not change. The second number indicates, in years, how often the rate could adjust up or down after the introductory period for the life of the loan.
ARMs are a great option if: you move frequently or want the potential for a lower payment, should mortgage rates decrease.
Fixed-rate Mortgages
Our fixed-rate Mortgages feature an interest rate that will not change for the entire duration of the loan (unless you intentionally take action to change it, such as refinancing a home loan if interest rates decrease).
Fixed-rate Mortgages are a great option if: you intend to stay in your home for at least 10 years and prefer a consistent monthly payment.
Rapid Refi Mortgages
Use our Rapid Refi Mortgage Refinance to pay off your mortgage in less time or get cash for a large expense, and you can benefit from lower closing costs than a traditional, 30-year mortgage. Plus, our Rapid Refis qualify for a $500 Lender Credit.
Rapid Refis are a great option if: you want to pay off your home loan in less time.
Ready to start? Begin your application.
Calculators
- How much can I save with a refi? Explore mortgage refinance savings with our calculator.
- How much home can I afford? Use our calculator to see an estimated monthly mortgage payment amount.
- Fixed-rate or ARM? Compare the payments of these two popular home loan options.
- What’s my debt-to-income ratio? DTI is a factor when you apply for a new loan. Learn yours now.
Mortgage Refinancing Advantages
Why Refi?
Save on interest
Refinancing to a lower interest rate can mean thousands in savings over the life of the mortgage.
Lower your monthly payments
Depending on the terms of your refi, you could end up with a lower monthly mortgage payment.
Change your terms
Refinance to switch from an ARM to a Fixed-rate, shorten your term to pay off your home loan sooner, or cash out your home’s equity.
We offer the Refi product that’s right for you, at a competitive rate, with personal service to make the process painless. Start today.
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Find answers to all your mortgage and refi questions.
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Learn more about refinancing your mortgage
Cash-Out Refinance vs. Home Equity Loan: What’s The Better Option for You?
Two common ways that homeowners turn equity into money are a Home Equity Loan or a cash-out refinance. This blog will cover the basics of these two options and help you determine which is right for you.
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