Mortgage Refinance Savings Calculator

Thinking about a mortgage refi? Use our calculator to learn when you’d break even and how much you could save.

View today’s mortgage rates
Mortgage Loan Rates
TermRates As Low AsAPR‍1Monthly Payment‍1
3/3 ARM5.250%6.513%$552.20
5/3 ARM5.750%6.336%$583.57
7/3 ARM6.250%6.490%$615.72
8-year fixed / Rapid Refi5.690%5.856%$1,299.10
10-year fixed / Rapid Refi6.090%6.226%$1,114.73
12-year fixed / Rapid Refi6.190%6.307%$985.71
30-year fixed5.625%5.773%$575.66
20-year fixed5.375%5.572%$680.85
15-year fixed5.125%5.372%$797.32
Accurate as of 05/03/2022

Disclosures

Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide actual loan details or provide investment/tax advice. We encourage you to seek personalized advice from a Connexus representative regarding all personal finance issues.

  1. APR = Annual Percentage Rate. Advertised rate reflects all available discounts and is current as of 10/16/2025. Rates and terms subject to change. Rates based on a loan amount of $100,000. ARM rates based on a loan amount of $100,000. Rapid Refi rates based on a loan amount of $100,000. Loan is subject to credit approval and actual rate is based on applicant’s credit history and term of loan. Credit Union membership necessary. Separate payment of taxes and insurance may be required. Products not available in Maryland.