Xtraordinary Checking Progress Tool

Track your progress toward earning a high checking yield.

EASILY TRACK PROGRESS

Earning an excellent APY is easier than ever!

Track your progress toward earning 5.00% APY‍1 using our Xtraordinary Checking Progress tool in Digital Banking. 

Monitor your progress toward the monthly requirements

Get prompts for the requirements you still need to meet

Easily see your status at a glance within the tool

Check your progress now by clicking the link below or by logging in to Digital Banking and clicking on “Xtraordinary Checking Progress” under the My Accounts menu.

Check my progress Check my progress
Frequently asked questions

FAQs: You asked. We answered.

Checking Account

What are the age requirements for the Teen Checking Account?
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Members age 10-17 are eligible for a Teen Checking Account. When members turn 18, the Teen account will automatically transition into a Simply Free Checking Account.

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Do I get a free debit card with my checking account?
Yes, debit cards issued for your checking account are free.
What happens if I don’t meet the monthly requirements for an Xtraordinary account?
If you don’t meet the requirements for any given month, you will simply earn no yield that month, and you will not receive the $25 of ATM surcharge rebates that month. There are no fees for not meeting monthly requirements.
Is there a maximum balance for which I can earn the high yield?

The Xtraordinary account earns 1.75% APY‍1 on balances up to $25,000. Any money above the $25,000 limit earns 0.25% APY‍1. The Teen account earns 2.00% APY‍2 on balances up to $1,000. Any money above the $1,000 limit earns 0.25% APY‍2.

Do you offer overdraft protection?

Yes, there are three ways you can protect yourself from overdrafts.

  1. Link your savings and checking accounts. If you overdraft, we will automatically transfer money from your savings to your checking to cover the balance — for free. You can link your accounts by calling us at 800.845.5025.
  2. Apply for an Overdraft Line of Credit. The credit limit ranges from $300-$1,000 with an interest rate of 18.00% APR*. To add this protection, apply for an Overdraft Line of Credit online or call us at 800.845.5025.
  3. Privilege Pay overdraft service. This service is automatically added to all Connexus Checking and Money Market Accounts. With Privilege Pay, at our discretion, we may authorize and pay your check, ACH, or Bill Pay transactions even though they overdraw your account. You will be subject to a fee of $4 each time we pay an overdraft (overdraft paid fee) or return a transaction unpaid (overdraft returned fee), with a combined maximum of 2 fees assessed per account, per business day. Overdrawn balances are due within 30 days of use. Privilege Pay does not automatically cover debit card and ATM transactions, but you can request to add this to your account(s) by calling us at 800.845.5025 or opting in through Digital Banking.

* APR = Annual Percentage Rate. Maximum loan amount $10,000. Finance charge begins to accrue on the date an advance is made on the line. No annual fee. Loan subject to approval and qualifications. Certain restrictions may apply. Review the Fee Schedule for any fees that may apply.