Auto Refinancing
You’re pre-qualified!
To access the personalized offer from your email or letter, use code PREQUALIFYAUTO1 when you apply.
Available Rates & Terms
Your personalized, pre-qualified offer to refinance is available in the letter or email you received recently. For additional flexibility, we also offer the rates and terms listed below.
| Model Year | Term | APR1 As Low As | Monthly Payment |
|---|---|---|---|
| 2022 or newer | 24 months | 5.99% | $44.32 |
| 36 months | 6.69% | $30.74 | |
| 48 months | 6.94% | $23.92 | |
| 60 months | 7.14% | $19.87 | |
| 72 months | 7.44% | $17.26 | |
| 84 months | 8.24% | $15.71 | |
| 2021 and older2 | 24 months | 6.74% | $44.65 |
| 36 months | 6.99% | $30.87 | |
| 48 months | 7.24% | $24.06 | |
| 60 months | 7.49% | $20.03 | |
| 72 months | 7.74% | $17.41 | |
| 84 months | 8.49% | $15.83 | |
| Accurate as of 12/20/2024 | |||
eStatements and automatic payments are required to receive listed rates. Payments based on $15,000 loan.
Get Rewarded to Choose Connexus
When you refinance with an Auto Loan with Connexus, you get all this too:
- Up to 90 Days of No Payments Available Upon Request3
- No Application, Annual, or Prepayment Fees
- 24/7 Digital Banking Access
Your car. For less.
Love your car, but not what it costs you? We can help!
When you bring your auto loan to Connexus from your current lender, your personalized offer to save isn’t all you’ll get. We’ll also treat you to 90 days of no monthly car payments upon request3.
Check out the video to learn more about our quick and easy refinancing process or click below to redeem your exclusive offer to refinance and save.
Why Refinance With Connexus?
When you bring your auto loan to Connexus from another lender, you’ll walk away with much more than a lower monthly payment. In fact, we pull out all the stops to give you an experience so stellar, you’ll become a member for life. To that end, here are just a few of the exclusive perks you can take advantage of:
Personalized Offer to Save
Lower your interest rate or monthly payment with a pre-qualified offer just for you. Details will arrive in a personalized email or letter.
Up to 90 Days No Payments3
Nothing better than that new car smell… except for three months of no payments. Request it and it’s yours.
Refinancing as Easy as 1, 2, 3, 4
We take refinancing back to basics. In just four simple, stress-free steps, we’ll help you lower your rate and payment.
Less Nickel-and-Diming, More Savings
At Connexus, fees just aren’t our style. That means no annual fees, prepayment penalties, or funds due at closing.
Amped-Up Security for Peace of Mind
Safety first! Protect your vehicle and financial well-being with Debt Protection, GAP Protection, and our Warranty Program.
Quick & easy refinancing process
Apply online in minutes with promo code PREQUALIFYAUTO1
Get approved to refinance your loan in 1-4 business days4
After approval, enjoy 90 days of no monthly car payments upon request3
Save money with your new interest rate and lower monthly payments
FAQs: You Asked. We Answered.
Auto Prescreen
Can I apply to refinance an amount larger than $10,000?
Does being pre-qualified affect my credit score?
Will I be charged any fees to refinance?
Is the refinancing process difficult or time-consuming?
We make refinancing as quick and easy as possible! In just four simple, stress-free steps, we’ll help you lower your rate and payment. Here’s how it works:
- Apply online in minutes or by calling 800.845.5025 by entering your current loan and payment details
- Get approved to refinance your loan in 1-4 business days4
- After approval, enjoy 90 days of no monthly car payments upon request3
- Save money with your new interest rate and lower monthly payments thereafter
Where can I find my pre-qualified offer?
Does being pre-qualified mean I am guaranteed to be approved?
Why should I refinance my existing auto loan?
Disclosures
1 To access your pre-qualified loan, enter promotion code PREQUALIFYAUTO between 10/3/2022 and 11/1/2022. All rates accurate as of 10/3/2022 and are subject to change. Minimum loan amount is $10,000. Loan term must be at least 24 months. Payments calculated on a loan amount of $15,000. Individual rates and terms may vary and include all eligible discounts. Certain restrictions may apply. Offer does not apply to loans currently financed at Connexus Credit Union. Offer subject to change or termination.
2 To be eligible for the lowest available rate, term length restrictions apply. Model years 2018-2020 have a maximum term of 84 months. Model years 2016-2020 have a maximum term of 72 months. Model years 2015 and older have a maximum term length of 60 months.
3 Interest begins accruing upon disbursal of loan. Deferred payment available upon credit approval. Some restrictions apply. Deferred payments may not exceed 90 days. Deferment must be requested at time of application.
4 Processing and approval typically is complete in one to four business days, but contingent on member’s timely submittal of all required paperwork. Delayed submittals may add time to the approval process.
PRESCREEN & OPT-OUT NOTICE: This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria. If you do not want to receive prescreened offers of credit from this and other companies, call Experian at 1-888-5OPT OUT (567 8688) or visit the website at optoutscreen.com; or write: Experian, P.O. Box 919, Allen, TX 75013.