HIGH-YIELD CHECKING

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Your Xtraordinary Checking Account now offers a higher yield! Start maximizing your earning potential today.

How to earn your higher yield

Questions? We can help.

account requirements & perks

Take your Xtraordinary Checking to the next level

Earning 5.00% APY‍1 on your account balance up to $25,000 is easy! Here are the updated monthly requirements to earn this higher yield:

  • Make 15 debit card purchases or accumulate $500 in debit card spending.
  • Subscribe to eStatements – here’s how.
    Already subscribed? You’re good to go!
  • Make one monthly deposit of at least $500 from either a direct deposit or an ACH deposit.
Earn more

Say hello to your higher yield

Far above the national average, your Xtraordinary Checking Account offers one of the highest yields, allowing you to earn more than $1,200 a year!‍1‍4

Earning an excellent APY is easier than ever!

Track your progress toward earning 5.00% APY‍1 using our Xtraordinary Checking Progress tool in Digital Banking. 

Monitor your progress toward the monthly requirements

Get prompts for the requirements you still need to meet

Easily check your status at a glance within the tool

Check my progress
Frequently asked questions

FAQs: You asked. We answered.

Disclosures

See our Fee Schedule for a list of fees you may encounter.

* Calculated based on the difference between the percent earned in interest between Connexus Credit Union’s rate at 2.000% APY compared to 0.693% APY for the National market average over the life of a money market at $25,000. Accurate as of: 10/15/2025. Source: Datatrac

  1. Annual Percentage Yield (APY) accurate as of 10/16/2025. To earn the applicable dividend rate and APY, subscription to eStatements, a monthly deposit of at least $500 from either a direct deposit or an ACH deposit (from a non-Connexus account), and either a minimum of fifteen (15) debit card purchases or $500 in net spend purchases using your debit card are required per month. ATM transactions are not included. Debit card purchases must post to your account by the last calendar day of the month. You must meet the preceding account requirements to earn dividends during the monthly period.  No minimum balance requirements to earn dividends. Dividends are compounded and paid monthly. Fees may reduce earnings. Rates subject to change. A dividend rate of 4.889% will be paid on your account balance of $25,000 or less when requirements are met; resulting in an APY of 5.00% for the dividend period. Account balances over $25,000 will be paid an APY of 0.25% when requirements are met. Primary owner must be the age of majority (18+) to open this type of account.
  2. ATM surcharge rebates only apply to ATMs within the United States.
  3. Find a CO-OP or MoneyPass ATM at connexuscu.org/about/branch-and-atm-locations/.
  4. For illustrative purposes. Your earnings may differ. Fees may reduce earnings.